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When you’re looking for a payday loan you usually need money quickly and urgently. We appreciate this situation and know that time can be a crucial factor. This is why we aim to get the money to you as quickly as we can. Regardless of whether you need the money for emergency home repairs, a car fix or emergency hospital bills – we are here to help. Our online form can help you get started – it’s 100% free to apply.


Ways To Get Money Fast

  1. Borrow money from family and friends
  2. Sell items that you no longer need such as clothes, board games, books and old furniture
  3. Take out an unsecured loan, since decisions are often instant and can be funded on the same day
  4. Go to a yard sale and unwanted sell household items
  5. Borrow money against your car – using your car as collateral
  6. Go to a pawn shop to sell goods you do not need
  7. Do some gig work which can be available and paid on the same day e.g babysitting, tutoring, moving, dog walking, cat sitting
  8. Trade in old electronics including cell phones, CD players, DVD players, laptops and desktop computers
  9. Rent out your driveway, a spare bedroom
  10. Take online surveys for money – some may only make a few dollars but others could be valuable


Where Can I Find a Loan for Quick Cash?

Capital Bean is a hub to bring together hundreds of direct lending companies from all over the USA. We put these companies at your fingertips so that you can find the best possible deal for your situation. After you apply for a loan your application is reviewed by a number of lenders so that we can get you your cash as fast as possible.

If you submit a form for a payday loan directly with a bank, they will look into your credit report and history. It might take them days or even weeks until they can get the money in your bank account.

If it’s an emergency then this will not be quick enough. And imagine if you are rejected! This would put you back at square one and you’d need to begin the process all over again. At Capital Bean, you can submit an online form that is quick and easy to use and you don’t even need to leave the house. This will save you time and energy and get the money into your account as quickly as we possibly can.


How Can I Get Cash On The Same Day?

If you have an emergency and need cash then we can help. Maybe you’re looking to buy a new car or you have to pay off some money. Maybe a little bit short on rent this month and need to borrow money until payday. Whatever it is, we’re here to help. No matter what you need the money for, just complete our simple online form and if it’s successful you could receive the money the next business day or within 24 hours.



You can apply easily for cash online when you use our 100% free form.


Start by putting in how much money you want to borrow – this could be anywhere from $100 to $35,000 and also tell us how long you want the repayment terms to be. Capital Bean will do the rest. Our team of lenders will pay the money into your account in one lump sum following a successful application. Submit an application with Capital Bean regardless of where you are in the United States and receive a decision within minutes.


How Can I Make This Entire Process Quicker?

Capital Bean is all about getting payday loans into your account as quickly as possible. However, there are some things you can do to help speed up the process. Before you submit a form, you should make sure you’re eligible for a payday loan. Below we’ve listed the four main criteria to apply:

  • You must be over 18 years old.
  • You must be a US resident.
  • You have to have a steady income.
  • You need a checking account for the money to be paid into.

If you take all of these criteria then you’ll need the details ready to submit the form. Make sure to keep your bank account details, social security number, and personal information close at hand so you can provide all the details needed to the lenders. 

The last thing we would suggest is that you think about when you apply for a payday loan. You’re most likely to hear back quickly if you pay apply during business hours – that’s Monday to Friday 9:00AM to 5:00PM. You’re more likely to hear back quickly from a lender than if you do it at the weekend. Make sure that you have your phone handy after you apply as many lenders get in touch with you to confirm information after the application.

Richard Allan

Richard Allan

Richard Allan is the founder of Capital Bean and a passionate writer about personal finance, budgeting and how to save money at home and work.

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