Management Team

At Capital Bean, our success and commitment to providing exceptional financial solutions are driven by a dedicated and experienced management team. These leaders bring a wealth of knowledge and expertise in financial services, guiding our mission to deliver reliable and competitive loan options to our clients across the United States.

Richard Allan

CEO

Emma Carter

COO

Olivia Greene

CFO

Michael Brown

CTO

Liam Jackson

CMO

Mia Thompson

CSO

Elijah Brooks

HR Director

Sophia Foster

Legal Advisor

William Harris

Product Manager

Ava Collins

Customer Success Manager

James Ross

Data Scientist

Evelyn Parker

IT Manager

Our Core Values

At the heart of Capital Bean’s operations are fundamental values that drive everything we do:

1. Transparency and Honesty

We believe in complete transparency in all our financial offerings. Our customers deserve clear, upfront information about loan terms, fees, and potential risks. We never hide the details or use complex financial jargon to confuse our clients.

2. Responsible Lending

Our commitment to responsible lending goes beyond mere compliance. We actively work to ensure that the loans we help connect are appropriate for each individual's financial situation. We prioritize the financial well-being of our customers over short-term commercial gains.

3. Customer-First Approach

Every decision we make is centered around our customers' needs. We understand that financial challenges are personal and unique, and we strive to provide personalized solutions that genuinely help our clients.

4. Innovation and Accessibility

We continuously evolve our technology and processes to make financial solutions more accessible. Our online platform is designed to be user-friendly, allowing customers to apply for loans quickly and easily, without unnecessary bureaucracy.

5. Ethical Partnership

We carefully vet our lending partners to ensure they meet our strict standards of ethical practice. This means working only with lenders who are transparent, regulated, and committed to fair lending practices.

6. Financial Education

Beyond connecting customers with loans, we are committed to financial education. We provide resources, guides, and tools to help our customers make informed financial decisions and improve their overall financial health.

Our Commitment

These values are not just words on a page – they are the principles that guide every interaction, every decision, and every service we provide. At Capital Bean, we’re more than just a loan connection platform; we’re a partner in your financial journey.

We understand that financial challenges can be stressful, and our goal is to make the process of finding a loan as smooth, transparent, and supportive as possible. Our management team is dedicated to maintaining these high standards and continually improving our services to better serve our customers.

Capital Bean is a place you can trust for good money advice. We've helped many people with their money needs in the past. At Capital Bean, our main goal is to help you understand and grow your money. Whether you're curious about how to save, use credit cards, or get personal loans, we're here to guide you.

A Little About Capital Bean

Started in 2021, we've provided financial help to more than 275,000 people. If you're among the many Americans facing money challenges, Capital Bean's online loans might be the solution you need. Our online application is simple and hassle-free. No more standing in lines or dealing with tons of papers. Just apply from your home, and you could get the money on the same day* if everything goes right. Start with a trusted financial choice today.

Unexpected costs shouldn't mess up your budget. Try an online loan with Capital Bean today and see how we can help.

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Contact Us

1-865-884-6510
info@capitalbean.com

7073 Cedarwood Drive, Los Angeles, CA 90006, United States

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* Not every loan application gets approved. The decision and loan conditions depend on your credit check and local laws. If you get approval before 10:30 a.m. CT from Monday to Friday, you'll usually get the funds that same day. If it's after this time, expect the funds the following business day. If we need more information to check your application, and it's approved afterward, the funds will be given the next business day after we complete the checks.

† Regarding the Military Lending Act (MLA): Capital Bean doesn't provide loans to those covered by the MLA since all loans we make or organize surpass the MLA's 36% MAPR cap. We check with a national consumer reporting agency to see if someone is covered by the MLA. We also pose the mentioned question to double-check and fully adhere to MLA guidelines.

According to the MLA, a "servicemember" usually refers to someone who is a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard. They should be on active duty under an order that isn't just for a short span of less than 30 days. On the other hand, a "dependent" typically means a servicemember's spouse, a child below 18 years old, or any person who received over half of their financial support from the servicemember in the recent 180 days.

To see if you fall under the MLA, you can make a one-time request on the official MLA website.

Loan Disumbersement - If your application is approved before 10:30 a.m. CT from Monday to Friday, you'll usually receive your funds on that day. If it's approved after that time, expect your funds the following work day. If we need more time to double-check your application details and it's eventually approved, you'll receive your loan the business day after we finish the additional checks.

High-Cost Disclosure: Loans from Capital Bean come with a high APR, making them unsuitable for long-term financial plans. Most of the time, these loans also come with an origination fee that you won't get back if you decide to pay off the loan early. Ensure the loan you pick fits your financial needs and repayment capability. Think about the loan's amount, duration, and the charges involved. If you opt for a loan with high interest, you can lower the overall charges by paying more than just the minimum due. If you pay late, it will cost you more, and you might get a late fee. If you're facing credit issues, consider seeking advice on managing your credit. For useful tools and info on understanding finances, trends in credit scores, and financial terms, check the Resources section on our website at www.capitalbean.com