Capital Bean Will Find You The Best Loan At The Most Competitive Rate

We want to make everything as simple as possible and our average customer can fill out our application form in under 5 minutes. The funds could be in your account within 24 hours or the next business day.


Step 1
Apply Online


Use our handy online form where you can apply for a loan in under 5 minutes. It is 100% free to apply and you can get an instant decision. You’ll need your name, address, bank account details, SSN, salary and the amount you want to borrrow.

Step 2
Receive an Offer


Capital Bean will work with our network of lenders to find you the best and most affordable loan we can. Receive an instant decision from our lenders.

Step 3
Get Your Cash


If your loan request is a success then you will get your money in your nominated bank account within 1 hour, 24 hours or the next business day. You will then be able to make repayments from 1 to 60 months.

About Capital Bean


Founders Dan Tannenbaum and Richard Allan saw a gap in the market to offer an online payday loans comparison website. We knew that there were plenty of competitors on the high street that offered these loans but thought there was a better way for customers to borrow money online.

And this is how Capital Bean was founded. Set up in 2021 we never charge a fee to use our online application form and help our customers get their money fast. We make our money by getting commission from our lending partners – this means we don’t make any money unless your loan is successful.


Where Did Capital Bean Get Its Name?


Richard and Dan were sitting around one evening trying to come up with a name for the business. Naming is difficult and so we were drawing a blank. We knew that we wanted to offer payday loans to all the major capital cities in the US but couldn’t quite find a name that worked for it. Dan made a joke, Richard said “you’re full of beans” and it was a lightbulb moment – what about Capital Bean. And that was where the name is founded. Now we are proud to offer loans in all the major capitals including Montgomery, Sacramento, Columbus and more.

How Does It Work?


Capital Bean was set up to offer a loan connection service for residents of the US. We wanted to offer a quick way for our users to borrow money online. We set up an easy-to-use form that can be completed within 5 minutes.

First – you put in your details including how much money you want to borrow, for how long, your monthly salary, your bank account details and SSN. You could have an instant decision on-screen and then get your money in your account within the same working day.

Capital Bean is not a lender but instead works with a panel of the best lenders in each state. In this way we can make sure we get you the best loan for your circumstances.