Borrow A $3,000 Installment Loan Now

Capital Bean is here to help you secure a $3000 loan quickly and easily. Apply today for a same-day decision!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

How Can I Borrow $3000 Through Capital Bean?

Sometimes we encounter costs that we didn’t see coming and find ourselves short of cash. It happens to the best of us and you can find yourself mired in stress and panic. At times like this, Capital Bean is here to help you get the cash that you need, as soon as you need it. 

If you wish to apply for a $3000 loan with us today, you will need to fill out our quick, simple and entirely online application form. This will only take you a few minutes, and you will need to provide us with some details, including your personal details, employment status, and how long you wish to borrow for. 

Once you submit your request, we will review your form and – in most cases – approve you. As a broker, we connect you to a lender rather than providing you with the money ourselves. Once you and your lender agree upon the terms of your agreement, you could receive your funds within 24 hours. 

You should only apply for this loan if you really need it. You should keep in mind that when you borrow $3000, you are committing to paying it back in addition to the interest applied to it. If your need is not pressing, you should avoid taking out a loan to avoid the stress of repaying it, and the consequences of failing to meet repayments. Instead, if the cash isn’t essential, consider a credit union or asking a loved one for financial support.

Could I Secure A $3000 Loan With Bad Credit?

Yes, you can! Of course, a strong credit score will make borrowing easier, as more lenders would be willing to become your lending partner. If that isn’t you, you can rest assured that many of the lenders we work with lend to individuals with lower credit scores, and some even offer no credit check loans. 

Your credit score is a number between 300 and 850 and infers how strong your financial history is. This number, and your credit record which outlines your financial actions, will be reviewed upon lenders when you apply for a loan. The higher your score, the easier you will find it to be approved for a loan. 

If you are trying to improve your credit record, it is essential that you pay back your debts promptly and fully. Doing this will set you on the path to a higher credit score, making it easier to obtain loans, a mortgage, credit cards, and even a phone contract. 

Why Capital Bean?

At Capital Bean, we strive to make your experience simple, easy and affordable. We work with a panel of lenders, all of whom are regulated, and consider each one when we review your application. We then match you with a lender who can offer you the best terms available to you. 

At Capital Bean, we consider every loan request, in spite of what your credit history is. We even work with lenders who offer loans without conducting a credit check. As long as you have a means of repaying your loan, many lenders will trust that you will repay them.

Importantly, we exclusively work with trusted lenders. This means that when you borrow money, you are in safe hands. Your lender will work in accordance with state and federal regulations, and your confidentiality is ensured. 

Finally, we offer our service to you free of charge. We don’t hide any fees or charges for our platform. Instead, we charge your lender a commission, should you be approved and go through with your loan with us. 

Am I eligible for a $3000 loan?


As long as you meet the following requirements, you are eligible to apply today:

  • Over 18 years old
  • A US resident
  • In employment
  • Earning a regular income 
  • Have an active checking account
  • Be able to meet your repayments

When you sign a contract for your loan, you will sign off on a repayment plan too. This will detail how frequently you make repayments, and how long for. In most cases, these repayments will be made in equal chunks on a monthly basis. Payments are usually automatically withdrawn from your checking account. You and your lender will agree upon which date best suits you; most borrowers opt for their payday. 

Loans can be borrowed for as short a term as a couple of weeks, all the way up to 48 months, depending upon your eligibility. 

On top of what you borrowed, your debt will also include interest, which is the cost of borrowing. For payday loans, this rate typically sits at around 400%.  

Failing to repay your loan as agreed can land you with late fees, higher interest rates, and damage to your credit score. Only borrow if you are confident that you will pay your debt back.

How do I repay my $3000 loan?


Apply today and receive $3000 within a matter of hours!


Complete our online application today for an instant on-screen decision and fast cash. 

Before applying, have these details available to you:

  • Contact Details (e.g. email, phone number)
  • The amount you are seeking to borrow (e.g. $3000)
  • How long you will need the loan for
  • Your employment status
  • Your State ID or Driver’s License Number

When you apply, you will receive an almost instant approval decision. If you are approved, you could have your $3000 in your checking account within 24 hours!