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  • Bad Credit Considered – Our lenders work with all types of credit scores even if your history is not perfect.
  • Instant Response – Receive an answer to your loan request on-screen after you fill out our short form. No more waiting to be approved!
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  • Free Application – Our application process is 100% free and there will be no impact to your credit score if you apply.

What Is A Payday Loan?

A payday loan can be used for emergencies to help you financially until your next payday. They are typically short-term loans for smaller amounts ($100, $200 or $500). You will typically pay back a payday loan within a few weeks with the average repayment length being 14 days. It is possible to borrow money for a longer period of time (months or years) and these are called installment loans.

Am I Eligible For A Loan?

To be eligible you must be:

  • A US citizen
  • Over 18 years of age
  • Have an active bank checking account
  • Make over $800 per month
  • Have a job and receive money regularly