Get A Cash Advance With Capital Bean And Receive Money Upfront In 1 To 24 Hours!

A cash advance from Capital Bean means you can borrow from $100 to $35,000 dollars before your next paycheck. Click on “Get Started” to use our simple and straightforward application process and apply for a cash advance loan today. We work with lenders that offer instant decisions to receive your money the next day or within 24 hours.

Representative Example: On an assumed loan amount of $400 over 3 months. Representative 400% APR. Total repayment amount $691.89. 3 monthly payments of $230.63.

3 Simple Steps To Apply For A Cash Advance Loan

Step 1 
Apply Online

Use our 100% free online form to apply in less than 5 minutes.

Step 2 
Instant Decision

You will receive an instant decision on screen from one of our lending partners who will offer the best rates.

Step 3
Receive Money

You have already provided your bank account details so within 1 hour, the same day or the next business day you will get your funds.

Where Can I Get A Cash Advance In The US?

Capital Bean is a loans connection service that works with brokers all over the country. We work across all the states where cash advances are legal. You can see a full list of states below:

Why Would I Apply For A Cash Advance With Capital Bean?

Capital Bean aims to find the most competitive cash advance for your needs. We are a loan connections service and we connect you with the lender that is the best possible option when you need money before your next pay day or for emergency cash. By matching you with the best lender, we will get you the best rates and terms with the lender most likely to approve you. We consider thousands of data points, including your income, credit score, location, and age. All of this allows you to match yourself with the best provider.

We offer a range of repayment terms – you can pay back within a couple of days or even take an installment loan where you pay back the same amount each month. You can repay your cash advance loan anywhere from a couple of months to 30 years if needed. We offer a range of cash advance amounts anywhere from $100 to $35,000, depending on your state.

Our entire process is completed online, giving you flexibility and efficiency when applying for your cash loan. A decision is given instantly on the screen after filling out the form. The money can be sent to your bank account and depending on the amount, it can be in your account anywhere from an hour to the next day. Capital Bean is always completely free to use. Capital Bean is a soft application process and there will be no impact to your credit score when applying.

Why Would I Need A Cash Advance?

Life is filled with unexpected events. You might get an emergency vet bill, have a leaky roof or even need to repair your car. There are always circumstances that come up when you least expect them. A cash advance is a form of short-term loan available from several different lenders. It’s easy to get this confused with the service offered by credit card providers. These are two different things.

When Capital Bean talks about cash advance options, we specifically mean short-term loans. One of the unique things about these loans is that a lender won’t always base their assessment on a borrower’s credit score. Instead, they will look at several considerations and look closely at regulations specific to the state. They will also look at how much money the borrower makes and whether they are in full-time employment.

As the name suggests, a cash advance will give you money right when you need it and allow you to pay it back when you can afford it later. The goal of a cash advance is to help you stay on top of bills that aren’t anticipated to give you back control of your finances and remove the restrictions of your monthly paycheck.

Requesting a loan online can be an easy and quick process. It’s widely known that a cash advance online is easier to get than a bank loan. Capital Bean works with a panel of high-quality lenders that can help you find the one that is right for you. Click on “Get Started” to begin your loan application process.

Can I Get A Quick Cash Advance With Capital Bean?

Yes – we can help you find a quick cash advance. Our whole process is set up to be speedy and efficient. Our online application process takes five minutes to complete and  once you’ve applied you’ll receive an instant decision or a provisional quote from one of our lenders who will then let you know what the next steps are.

Our system is open 24 hours a day and 7 days a week. If your loan application for a cash advance is successful, you can receive your funds the next day.

A cash advance is not your only option. You could think about talking to your bank or your employer to see if they can give you a cash advance. If these are not options then Capital Bean is happy to offer a fully online service to get your cash advance in your bank account as quickly as possible.

There will never be any fees or costs to use our service. It’s also important to know that it will not impact your credit score when applying. If you’re looking for a bad credit loan, we’re always happy to think about and consider your loan. Even with bad credit, we’re always trying to get you the best rates and terms possible.


What Are The Eligibility Requirements For A Cash Advance Loan?

Every lender has a slightly different way to calculate eligibility but there are some questions that every lender will ask. All of our partners have similar criteria and include the following listed below.

We’ve mentioned it before, but it’s worth reiterating that even if you have bad credit, you still can be eligible for a cash advance with one of our lenders. All you need to do is fill out our simple online submission form and begin your search for a loan that works for you today.


Have a steady income of at least 800 plus dollars per month
Be over 18 years of age
Be a citizen of the United States
Be able to afford repayments 
They do consider those with bad credit rating

Can I Get A Cash Advance With Bad Credit?

Yes, some lenders will give you a cash advance even if you have a very bad credit score. Capital Bean makes sure to have a wide range of lenders on our panel that work with several different backgrounds. We always have a few lenders on our panel that lend money to those with imperfect credit scores.

When you fill out our online form, you don’t have to have a great credit score. Some of our lenders have different eligibility criteria and take into account different factors that include;

  • The amount of money you make each month
  • Your employment status – full-time or part-time
  • The total amount you’ve asked to borrow
  • Your age
  • Monthly income

When combined, these questions help a lender decide whether they’re comfortable lending to you.

How Can I Get An Advance On My Paycheck?

It all starts with the online application process. Money can be tight when it comes to the end of the month and sometimes you need a little extra to make it through to pay day. To help with this, we work with lenders that can instantly get you cash.

Getting a cash advance funded within 60 minutes is possible if everything goes smoothly. Typically it will take about 24 hours or the next business day to get the money in your nominated bank account. This means you can get money in your account within one day.

The lenders that we work with always make sure to do the relevant checks for each state and will usually check your name, address, income, and work status and gauge how affordable the loan is for you. We would always recommend applying inn regular business hours in the state that you’re applying in. This is typically from 9:00AM to 5:00PM and will give you a better shot of quickly hearing back from your lender.

Why Should I Work With Capital Bean To Get A Loan?

Capital Bean exists to help you find the right cash advance loan. We do this as quickly and efficiently as possible as we know it’s important to you to get the money soon. We want to connect you with the right lender and ensure you can find between $100 and $35,000 and get the right loan after receiving the right advice.

All of our reputable lenders are trusted partners. We review and vet them to ensure they always stand up to the OLA (Online Lenders Alliance) standards.

How Can I Apply For A Cash Advance Loan Through Capital Bean?

We make submitting a request for a cash advance loan as easy as possible with Capital Bean. Our form is easy to fill out and can be completed in 5 minutes. Once the form is complete, you will usually receive an instant decision from one of our partners.

Make sure to have your details available when filling out the form. These details include:

  • Your employment status – part-time or fully employed
  • A valid checking account to pay the money into
  • Contact details so that they can get in touch with you
  • The total amount you’d like to borrow
  • How long you’d like to borrow that total amount for
  • A state ID or driver’s license (depending on the state)

Once you provide all these details Capital Bean will connect you automatically with one of our partners. The lender will then conduct further checks to assess your loan submission and then they will make a decision.

Get started today by clicking on the button below.


In some cases we can facilitate your loan in under an hour and sometimes as quickly as 15 minutes. This is most likely when your loan is between $100 and $500. When you’re borrowing larger amounts ($1,000 and above) it might take a little bit longer or even sometimes the lender asks for a couple more manual checks. However even for larger amounts they can still be approved on the same day, next business day or within 24 hours.

Absolutely nothing at all. You can have full piece of mind that you won’t be impacted at all. Capital Bean charges nothing for the loan submission request and it’s also good to remember that applying does not impact your credit score.

Most of the partners that we work with will carry out a credit check on your history to determine whether you’re eligible or not. They do this because this is the most common way to assess affordability for a personal or unsecured loan. Don’t worry about being declined just because of your credit score, our panel is made up of partners who offer loans to those with bad credit histories. In some situations we might even offer loans that are secured against collateral including cars or property (e.g. title checks) that don’t require traditional credit checks. These will help you borrow money if you have bad credit.

No, we are not a direct lender. We are a connector and facilitator of online loans to connect you with the best lender. Once you put your inquiry in we’ll make sure you’re matched with those who will most likely accept your loan at the best rates possible. Of course all of our lenders take into account your credit score and where you live.

If you are having issues repaying your cash advance then the lender will contact you to work out something that is more affordable for you. One of the options could be to increase the amount of time you have to repay the loan. If you do have to default on your payment you might incur a late fee and also could impact your long term credit history. Make sure to keep your lender up to date if there are any changes in circumstances so that you don’t get impacted negatively.