Get A Cash Advance With Capital Bean And Receive Money Upfront In 1 To 24 Hours!

A cash advance from Capital Bean means you can borrow from $100 to $35,000 dollars before your next paycheck. Click on “Get Started” to use our simple and straightforward application process and apply for a cash advance loan today. We work with financial institutions that offer instant decisions to receive your money the next day or within 24 hours.

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

Where Can I Get A Cash Advance In The US?

Why Would I Apply For A Cash Advance With Capital Bean?

At Capital Bean we connect borrowers with lenders and match you with the best possible option for your cash advance. By matching you with the best lender it means that we will get you the best rates and terms with the lender who is most likely to approve you. We take thousands of data points into consideration which include your income, credit score, location, and age. All of this allows you to match you with the best provider.

You can repay your cash advance loan over anywhere from a couple of months to 30 years if you need to. The cash advance you take out could be anywhere from $100 to $35,000 .

Our entire process is completed online giving you flexibility and efficiency when applying for your cash loan. A decision is given instantly on the screen after filling out the form. The money can be sent to your bank account and depending on the amount it can be in your account anywhere from an hour to the next day. Capital Bean is always completely free to use. Capital Bean is a soft application process and there will be no impact to your credit score when applying.

Where Can I Find Quick Cash Near Me?

Capital Bean is here to help if you’re looking for a cash advance in the USA. We work with lenders in Texas, California, Alabama and all major US states across the country. Depending on where you are we will always match you with a lender who will give you the best rates and most likely to approve you.

In under 5 minutes you can apply online. The entire process takes place on your computer, phone or tablet and can be completed in under 5 minutes. Once you’ve applied you’ll receive an instant decision or a provisional quote from one of our lenders who will then let you know what the next steps are.

Our system is open 24 hours a day and 7 days a week. If your loan application for a cash advance is successful you can receive your funds the next day .

A cash advance is not your only option. You could think about talking to your bank or even to your employer to see if they can give you a cash advance. If these are not options then Capital Bean is happy to offer a fully online service to get your cash advance in your bank account as quickly as possible.

There will never be any fees or costs to use in our service. It’s also important to know that it will not impact your credit score when applying. If you’re looking for a bad credit loan we’re always happy to think about and consider your loan. Even with bad credit we’re always trying to get you the best rates and terms possible.

Why Would I Need A Cash Advance?

Life is filled with unexpected events. You might get an emergency vet bill, have a leaky roof or even need to repair your car. There’s always circumstances that come up when you least expect them. A cash advance is a form of short-term loan that is available from a number of different lenders. It’s easy to get this confused with the service offered by credit card providers. These are two different things.

When Capital Bean talks about cash advance options we are talking about short-term loans specifically, and are referring to payday loans. One of the unique things about these loans is that a lender won’t always base their assessment on the credit score of a borrower but will look closely at regulations that are specific to the state, as well as how much money the borrower is making in full-time employment .

As the name suggests, a cash advance will give you money right when you need it and give you the option to pay it back when you can afford it at a later date. The goal of a cash advance is to help you stay on top of bills that aren’t anticipated to give you back control of your finances and remove the restrictions of your monthly paycheck.

Requesting a loan online can be an easy and quick process. It’s widely known that a cash advance online is easier to get than a bank loan. Capital Bean works with a panel of high quality lenders that can help you find the one that is right for you. Click on “Get Started” to begin your loan application process.

How Can I Get Cash Fast?

We work with lenders that can get you cash almost instantly. It is possible to get a cash advance funded within 60 minutes. However typically it will take about 24 hours or on the next business day. This means you can get money in your account within one day. The lenders that we work with always make sure to do the relevant checks for each state and will probably check your name, address, income, work status and also gauge how affordable the loan is for you. We would always recommend applying on regular business hours in the state that you’re applying in which is typically from 9:00AM to 5:00PM This gives you a much better shot of hearing back quickly from your partner.

What If I Have A Bad Credit - Can I Get A Cash Loan?

Yes, some lenders will give you a cash advance even if your credit history is bad. Capital Bean makes sure to have a wide range of lenders on our panel that work with a number of different backgrounds. We always have a few lenders on our panel that lend money to those with a credit history that isn’t perfect.

When you fill out our online form you don’t have to have a great credit score. Some of our lenders have different eligibility criteria and take into account different factors that include;

  • The amount of money you make each month
  • Your employment status – full-time or part time
  • The total amount you’ve asked to borrow
  • Your age
  • Monthly income

When combined these questions help a lender decide whether they’re comfortable letting you or not.

Can I Get A Cash Advance?

With their lenders to determine eligibility for loans. All of our partners have similar criteria and include the following to the right.

We’ve mentioned it before but it’s worth reiterating that even if you have bad credit you still can be eligible for a cash advance with one of our lenders. All you need to do is fill out our simple online submission form and begin your search for a loan that works for you today .

Have a steady income of at least 800 plus dollars per month
Be over 18 years of age
Be a citizen of the United States
Be able to afford repayments 
They do consider those with bad credit rating

How Do I Become Eligible For A Short-Term Loan From Capital Bean?

When working with Capital Bean and our lenders we will always carry out a number of checks to guarantee that you can afford to pay back your loan on time. The majority of our lenders will carry out a credit check to make sure that you don’t fall into financial difficulty but the partners that we work with will always consider different backgrounds and a wide range of credit scores.

Over the age of 18 years old
Full time resident of the United States
Earn over $800 per month (full or part-time)
Have an active checking account for your loan to be paid into.

Why Should I Work With Capital Bean To Get A Loan?

Capital Bean exists to help you find the right cash advance loan. We do this as quickly and efficiently as possible as we know it’s important to you to get the money soon. We want to connect you with the right lender and make sure you can find between $100 and $35,000 and make sure you get the right loan after receiving the right advice.

All of our reputable lenders are trusted partners. We make sure to review and vet them to make sure that they always stand up to the OLA (Online Lenders Alliance) standards.

How Can I Apply For A Cash Advance Loan Through Capital Bean?

We make submitting a request for a cash advance loan as easy as possible with Capital Bean. Our form is easy to fill out and can be completed in just 5 minutes. You will usually receive an instant decision from one of our partners once the form is complete.

Make sure to have your details available when filling out the form. These details include:

  • Your employment status – part time or fully employed
  • A valid checking account to pay the money into
  • Contact details so that they can get in touch with you
  • The total amount you’d like to borrow
  • How long you’d like to borrow that total amount for
  • A state ID or driver’s license (depending on the state)

Once you provide all these details Capital Bean will connect you automatically with one of our partners. The lender will then conduct further checks to assess your loan submission and then they will make a decision.

Get started today by clicking on the button below.


In some cases we can facilitate your loan in under an hour and sometimes as quickly as 15 minutes. This is most likely when your loan is between $100 and $500. When you’re borrowing larger amounts ($1,000 and above) it might take a little bit longer or even sometimes the lender asks for a couple more manual checks. However even for larger amounts they can still be approved on the same day, next business day or within 24 hours.

Absolutely nothing at all. You can have full piece of mind that you won’t be impacted at all. Capital Bean charges nothing for the loan submission request and it’s also good to remember that applying does not impact your credit score.

Most of the partners that we work with will carry out a credit check on your history to determine whether you’re eligible or not. They do this because this is the most common way to assess affordability for a personal or unsecured loan. Don’t worry about being declined just because of your credit score, our panel is made up of partners who offer loans to those with bad credit histories. In some situations we might even offer loans that are secured against collateral including cars or property (e.g. title checks) that don’t require traditional credit checks. These will help you borrow money if you have bad credit.

No, we are not a direct lender. We are a connector and facilitator of online loans to connect you with the best lender. Once you put your inquiry in we’ll make sure you’re matched with those who will most likely accept your loan at the best rates possible. Of course all of our lenders take into account your credit score and where you live.

If you are having issues repaying your loan then the lender will contact you to work out something that is more affordable for you. One of the options could be to increase the amount of time you have to repay the loan. If you do have to default on your payment you might incur a late fee and also could impact your long term credit history. Make sure to keep your lender up to date if there are any changes in circumstances so that you don’t get impacted negatively.