Get A Payday Loan In Nevada NV And Las Vegas

Capital Bean can you help find the best payday loan in Nevada, with our completely online application process. Apply for free online in less than 5 minutes and receive an instant approval with the best offer. Borrow $300, $500 or $1,000 with no credit check and bad credit options available. Funds are available in 1 hour to 24 hours. Click on the 'Get Started' button below to check your eligibility today!

Representative Example:
On an assumed loan amount of $500 over 3 months. Representative 400% APR. Total repayment amount $864.87. 3 monthly payments of $288.29.

How to Apply for Payday Loans in Nevada and Las Vegas

We offer a completely online application process, which is free and will not impact your credit score. Use our form provided to enter some basic information including how much you wish to borrow and how long for. We run some automated checks and if approved, we will transfer the money to your bank account in 1 hour, 24 hours or the same day of applying. Capital Bean has a number of options for those looking for loans for people with bad credit and no credit check options too. 

Step 1
Apply Online

Use our 100% free online form to apply in less than 5 minutes on your phone or laptop.

Step 2
Instant Decision

You will receive an instant decision on your laptop, tablet or ipad from one of our lending partners who will offer the best rates for your circumstances.

Step 3
Receive Money

Within 1 hour, the same day or the next business day you will get your funds in your nominated bank account that you provided in your application.

Is A Nevada Payday Loan The Right Product For Me?

Many of our borrowers work with Capital Bean to help them get through short-term financial problems such as unexpected medical expense, burst pipe,s or broken down cars. Once you’ve been approved by our panel the funds could be in your bank account in less than an hour.

Capital Bean helps people in Nevada find a payday loan with the best options

  • Instant decisions

  • Flexible repayment options

  • Options for borrowers with poor credit

  • Online loan request form

Payday loans should only ever be used for short-term, emergency expenses. If you are looking for extra cash to spend on shopping, entertainment or gambling, payday loans are not the answer. For people with long-term financial problems, payday loans are not the right option as they can worsen debt problems.

Always read the lender’s terms and conditions carefully to make sure you can afford this loan over the time period requested. If you are unable to meet a repayment on the due date for any reason, this will increase the amount of interest you have to pay and could negatively impact your credit score.

Am I Eligible For A Payday Loan in Nevada?

To save time and disappointment, always check whether you are eligible for a loan before using the online request form. To be eligible for a payday loan in Nevada, there are four key eligibility requirements. Applicants must be:

  • Residents of the US
  • At least 18 years old
  • Have a monthly income of at least $800
  • Have an active checking account where your payday loan can be paid into.

What Are The Rules About Payday Loans In Nevada And Las Vegas?

Legal Status
Interest Rate (APR)
No Limit
Minimum Loan Amount
Not Specified
Maximum Loan Amount
25% of monthly gross income
Minimum Loan Term
Not Specified
Maximum Loan Term
35 days
Number of Rollovers
Not Specified
Number of Outstanding Loans 1
Finance Charges
No Limit
Statute of Limitations
6 years (from the last payment)
Database Loan Tracking

Reference: NCSL

Are Payday Loans Legal In Nevada?

Payday loans are legal in the state of Nevada and operate with no limits on the payday loan amount or on interest rates. As a result, Nevada is home to some of the highest interest rates for payday loans in the nation. Real APR is currently 625%. Even though there are no set limits on interest rates, the loan amount should not be more than 25% of the borrower’s gross monthly income.

There is, however, a limit on loan terms with a maximum loan term of 35 days for payday loans in Nevada. In accordance with state law, there is a maximum payday loan limit of $350.

Can I Get a Nevada Payday Loan If I Have Poor Or Bad Credit?

In the state of Nevada, you can still find a payday loan even if you’ve been turned down by an app or credit union or bank in the past for your very bad credit. You might have made a mistake in the past that has impacted your credit score, but we at Capital Bean believe you should always have the opportunity to rebuild your financial strength. Working with borrowers from all backgrounds, Capital Bean can help you get started today to find the right payday loan for you.

How Can I Find A Payday Loan In Nevada?

The application process for Nevada payday loans is 100% online. This means that with Capital Bean you can get up to $35,000 today from your phone or tablet in the comfort of your own house. Our application process can be completed in under 5 minutes and the decision is made instantly by our lenders.

We aim to make the payday loan process as quick and easy as possible meaning that you could have the money in your account in less than 60 minutes!

At Capital Bean, we understand the need for speed. When you’re met with unexpected expenses, your main priority is getting quick and safe access to money. That is why with our fast, online application, we can get you approved within minutes and get funds to you in under an hour!

If you are experiencing long-term financial problems or looking to take out money over a long period of time, payday loans are probably not the answer. Always read the lender’s terms and conditions before making an application and make sure that you are taking out the loan for the right reason.


Where Can I Get A Payday Loan In Nevada?

We work across the whole of Nevada and the United States. We offer a 100% online application process which means that you can get an instant decision online and get your money the same day, next day or within 24 hours of applying. We work in the following towns and cities in Nevada:

Las Vegas
North Las Vegas
Spring Valley
Sunrise Manor
Carson City
Summerlin South
Sun Valley
Spanish Springs
Boulder City
Spring Creek
Gardnerville Ranchos
Cold Springs
Incline Village
Moapa Valley
Indian Hills

Johnson Lane
Lemmon Valley
Silver Springs
West Wendover
Battle Mountain
Nellis AFB
Washoe Valley
Smith Valley
Sandy Valley
Topaz Ranch Estates
East Valley
Amargosa Valley

Golden Valley
Grass Valley
Round Hill Village
Beatty and McGill
Indian Springs
Moapa Town
Virginia City
Zephyr Cove
Fallon Station
Fish Springs
Crescent Valley
Carter Springs
Mount Charleston
Double Spring
Fort McDermitt
Walker Lake

Humboldt River Ranch
Silver Peak
Topaz Lake
Blue Diamond
Crystal Bay
Paradise Valley
Bennett Springs
Silver City
Logan Creek
Beaverdam and Oasis

What Are The Repayment Terms Of A Payday Loan In Nevada?

The terms and conditions of your loan will vary depending on which lender you decide to work with. If you’re taking out a small loan ($1,000 or less) we find that the most common repayment time frame is two to four weeks.

If you’re borrowing over $1,000 (up to $35,000) these payments are usually spread over a longer period of time.

In Nevada, the maximum loan term is 35 days. There are currently no laws in place regarding rollovers.

If for any reason you struggle to pay back the loan amount, this could impact the amount of interest you need to pay and could negatively impact your credit rating in the long term.

How Fast Can I Get A Payday Loan?

If you complete our 100% online request form, you can receive a decision about your loan approval in minutes. Successful applications could even receive the funds directly into your account on the same day.

Capital Bean aims to make the process as fast and straightforward as possible. That is why we work with multiple lenders across Nevada to help get the money to you as quickly as possible. Successful applications can receive money from the lender straight into their account in as little as an hour.

To speed up the process and to help you get fast access to funds, make sure you have relevant information ready to fill out the form such as your bank account details. If you are wanting to receive the decision as quickly as possible, make sure to submit your application during Nevada working hours as this is when the majority of loans are approved. Being able to respond quickly to any queries or document requests will make it more likely that your loan is approved.

What Is The Process To Request A Loan In Nevada?

Start the process today by clicking on the ‘apply now’ button below. This will take you straight to the online form. Answer some simple questions about how much you wish to borrow and over how much time. You will also be asked for a few personal details including your income, monthly expenditure and employment status.


There are no fees to submit a payday loan request in Nevada via Capital Bean’s online application service.

Payday loan amounts range from $100 to $35,000 although Nevada state law prohibits loans which exceeds 25% of monthly gross income.

Capital Bean is a broker, meaning that we will not pay you the funds directly but instead work with our panel of lenders to get you the best possible rate in Nevada. We will pass your details on to the lender that is best suited to your circumstances. This means the best interest rates and best repayment terms.

Absolutely, yes. Capital Bean works with a wide range of people with different credit histories. This also includes those that have a bad credit history or score.

Payday loan amounts range from $100 to $35,000 although Nevada state law prohibits loans which exceeds 25% of monthly gross income.

If you’re approved you could have the funds in as little as an hour. So if you’re looking to get money through on the same day then Capital Bean could be the right partner for you.

Where Can I Find Payday Loans in Nevada and Las Vegas?

Las Vegas


Carson City