{"id":2721,"date":"2022-04-12T09:32:13","date_gmt":"2022-04-12T13:32:13","guid":{"rendered":"https:\/\/capitalbean.com\/?page_id=2721"},"modified":"2023-11-24T08:36:26","modified_gmt":"2023-11-24T13:36:26","slug":"payday-loans","status":"publish","type":"page","link":"https:\/\/capitalbean.com\/payday-loans\/","title":{"rendered":"Payday Loans"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#4b9bd5&#8243; bg_image=&#8221;1906&#8243; background_image_mobile_hidden=&#8221;true&#8221; bg_position=&#8221;right top&#8221; background_image_loading=&#8221;default&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;5%&#8221; bottom_padding=&#8221;2%&#8221; text_color=&#8221;light&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Payday Loans Online &#8211; Apply Today with Bad Credit&#8221; font_container=&#8221;tag:h1|text_align:center|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1669132550533{padding-bottom: 30px !important;}&#8221;]<script type=\"text\/javascript\">var gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,initializeOnLoaded:function(o){gform.domLoaded&&gform.scriptsLoaded?o():!gform.domLoaded&&gform.scriptsLoaded?window.addEventListener(\"DOMContentLoaded\",o):document.addEventListener(\"gform_main_scripts_loaded\",o)},hooks:{action:{},filter:{}},addAction:function(o,n,r,t){gform.addHook(\"action\",o,n,r,t)},addFilter:function(o,n,r,t){gform.addHook(\"filter\",o,n,r,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,n){gform.removeHook(\"action\",o,n)},removeFilter:function(o,n,r){gform.removeHook(\"filter\",o,n,r)},addHook:function(o,n,r,t,i){null==gform.hooks[o][n]&&(gform.hooks[o][n]=[]);var e=gform.hooks[o][n];null==i&&(i=n+\"_\"+e.length),gform.hooks[o][n].push({tag:i,callable:r,priority:t=null==t?10:t})},doHook:function(n,o,r){var t;if(r=Array.prototype.slice.call(r,1),null!=gform.hooks[n][o]&&((o=gform.hooks[n][o]).sort(function(o,n){return o.priority-n.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==n?t.apply(null,r):r[0]=t.apply(null,r)})),\"filter\"==n)return r[0]},removeHook:function(o,n,t,i){var r;null!=gform.hooks[o][n]&&(r=(r=gform.hooks[o][n]).filter(function(o,n,r){return!!(null!=i&&i!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][n]=r)}});<\/script>\n                <div class='gf_browser_unknown gform_wrapper gravity-theme' id='gform_wrapper_3' ><form method='post' enctype='multipart\/form-data'  id='gform_3'  action='\/wp-json\/wp\/v2\/pages\/2721' novalidate>\n                        <div class='gform_body gform-body'><div id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below'><div id=\"field_3_1\" class=\"gfield gfield--width-half field_sublabel_below field_description_below gfield_visibility_visible\" ><label class='gfield_label' for='input_3_1' >Loan Amount<\/label><div class='ginput_container'><input name='input_1' id='input_3_1' type='text' step='100' min='100' max='5000' data-value-visibility='show' data-connect='lower' value='2550' class='slider large' data-min-relation='' data-max-relation='' data-value-format='currency' data-currency='{\"name\":\"U.S. Dollar\",\"symbol_left\":\"$\",\"symbol_right\":\"\",\"symbol_padding\":\"\",\"thousand_separator\":\",\",\"decimal_separator\":\".\",\"decimals\":2,\"code\":\"USD\"}'    \/><div id='gsfslider_1' class='slider-display'><\/div><\/div><\/div><div id=\"field_3_3\" class=\"gfield gfield--width-half field_sublabel_below field_description_below gfield_visibility_visible\" ><label class='gfield_label' for='input_3_3' >Loan Duration<\/label><div class='ginput_container'><input name='input_3' id='input_3_3' type='text' step='1' min='12' max='60' data-value-visibility='show' data-connect='lower' value='36' class='slider large' data-min-relation='' data-max-relation='' data-value-format='decimal_comma'     \/><div id='gsfslider_3' class='slider-display'><\/div><\/div><\/div><\/div><\/div>\n        <div class='gform_footer top_label'> <input type='submit' id='gform_submit_button_3' class='gform_button button' value='Get Started &gt;&gt;'  onclick='if(window[\"gf_submitting_3\"]){return false;}  if( !jQuery(\"#gform_3\")[0].checkValidity || jQuery(\"#gform_3\")[0].checkValidity()){window[\"gf_submitting_3\"]=true;}  ' onkeypress='if( event.keyCode == 13 ){ if(window[\"gf_submitting_3\"]){return false;} if( !jQuery(\"#gform_3\")[0].checkValidity || jQuery(\"#gform_3\")[0].checkValidity()){window[\"gf_submitting_3\"]=true;}  jQuery(\"#gform_3\").trigger(\"submit\",[true]); }' \/> \n            <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='3' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_3' value='WyJbXSIsIjI1OTFhYzA3Y2RhYjBhNDE3M2VjZGJhMTljZmE4MTlkIl0=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_target_page_number_3' id='gform_target_page_number_3' value='0' \/>\n            <input type='hidden' class='gform_hidden' name='gform_source_page_number_3' id='gform_source_page_number_3' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>[vc_custom_heading text=&#8221;If you&#8217;re looking for Payday Loans near me or anywhere in the US, Capital Bean is ready to help! We can offer you $500, $1,000 or $2,000 that can be repaid over 1 to 60 months. We partner with lenders, advances, apps and other alternatives to get you the best deal &#8211; with bad credit and no credit check options available. Simply click on &#8216;Get Started&#8217; below!&#8221; font_container=&#8221;tag:p|font_size:20|text_align:center|color:%23ffffff|line_height:1&#8243; use_theme_fonts=&#8221;yes&#8221;][vc_column_text max_width=&#8221;1024&#8243; el_class=&#8221;fine-print&#8221;]Representative Example:<br \/>\n<span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;On an assumed loan amount of $300 over 3 months. Representative 400% APR. Total repayment amount $518.91. 3 monthly payments of $218.91.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:513,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0}\">On an assumed loan amount of $300 over 3 months. Representative 400% APR. Total repayment amount $518.91. 3 monthly payments of $218.91.<\/span>[\/vc_column_text][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;50&#8243; bottom_padding=&#8221;50&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\">Key Features of our Payday Loans<\/h2>\n<p style=\"text-align: center;\">[\/vc_column_text][vc_column_text]<span style=\"font-weight: 400;\">Once you fill out our online application you can receive the funds within one business day of applying. Or even within 24 hours. Some of our lenders provide options for bad or no credit check borrowing. Get started by clicking on the button below and completing our application in less than 5 minutes!<\/span>[\/vc_column_text]<div class=\"nectar-fancy-ul\" data-list-icon=\"fa fa-check-square-o\" data-animation=\"false\" data-animation-delay=\"0\" data-color=\"accent-color\" data-spacing=\"default\" data-alignment=\"left\"> \n<ul>\n<li style=\"text-align: left;\">Borrow anywhere from $100 to $35,000<\/li>\n<li style=\"text-align: left;\">Pay it back over one to 60 months<\/li>\n<li style=\"text-align: left;\">Fully online application<\/li>\n<li style=\"text-align: left;\">Bad credit is considered<\/li>\n<li style=\"text-align: left;\">You must be 18 years and older.<\/li>\n<li style=\"text-align: left;\">You can afford the monthly repayments<\/li>\n<li style=\"text-align: left;\">Same day funding available<\/li>\n<\/ul>\n <\/div>[nectar_global_section id=&#8221;2766&#8243;][vc_column_text]<iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/oLvZZ-WBsUQ\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>[\/vc_column_text][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#efefef&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;60&#8243; bottom_padding=&#8221;60&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; enable_shape_divider=&#8221;true&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;curve&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1664201038527{padding-top: 30px !important;}&#8221;]\n<h2 style=\"text-align: center;\">3 Simple Steps To Apply Today<\/h2>\n[\/vc_column_text][nectar_icon_list color=&#8221;default&#8221; direction=&#8221;horizontal&#8221; columns=&#8221;3&#8243; icon_size=&#8221;small&#8221; icon_style=&#8221;border&#8221;][nectar_icon_list_item icon_type=&#8221;numerical&#8221; text_full_html=&#8221;simple&#8221; title=&#8221;List Item&#8221; id=&#8221;1700832949960-2&#8243; header=&#8221;Apply Online&#8221; text=&#8221;Apply from your laptop, tablet or phone in less than 5 minutes.&#8221; tab_id=&#8221;1700832949961-3&#8243;][\/nectar_icon_list_item][nectar_icon_list_item icon_type=&#8221;numerical&#8221; text_full_html=&#8221;simple&#8221; title=&#8221;List Item&#8221; id=&#8221;1700832949981-9&#8243; header=&#8221;Immediate Decision&#8221; text=&#8221;You&#8217;ll get an instant on-screen decision about whether you have been approved or not.&#8221; tab_id=&#8221;1700832949982-7&#8243;][\/nectar_icon_list_item][nectar_icon_list_item icon_type=&#8221;numerical&#8221; text_full_html=&#8221;simple&#8221; title=&#8221;List Item&#8221; id=&#8221;1700832949993-5&#8243; header=&#8221;Get Fast Cash&#8221; text=&#8221;Get the money in your bank account the same or next business day.&#8221; tab_id=&#8221;1700832949993-7&#8243;][\/nectar_icon_list_item][\/nectar_icon_list][nectar_global_section id=&#8221;3288&#8243;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;50&#8243; bottom_padding=&#8221;2%&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1649773105440{padding-bottom: 60px !important;}&#8221;]\n<h2>What is a Payday Loan?<\/h2>\n<p>There&#8217;s no set definition of a Payday Loan but it typically helps you borrow money for the short-term until the next time you get paid. Most Americans get paid at the end of every month and this is typically when the Payday Loan instalment is due to be paid back. It&#8217;s incredibly common to have a shortfall of a couple hundred dollars that you need to get you through to the end of the month. This might be because of an unexpected expense like a home or a car repair or even a medical emergency.<\/p>\n<p>Payday Loans are sometimes known as Payday advances. This is a good term for it because it&#8217;s as if you&#8217;re getting your Payday in advance of your Payday date. It gives you the money in one lump sum to pay off any bills that need to be paid right now. You&#8217;re then able to pay off the full loan amount and interest on your next pay date. Payday Loans work best when it&#8217;s a one-off emergency and you need to borrow money so that you can get back on your feet quickly.<\/p>\n<p>Today there are many apps and alternatives that can loan you money which means that the average length of time for a Payday Loan is a couple of weeks. If you want to pay the money back over a longer period of time Capital Bean works with lenders that have payment terms ranging from 1 to 60 months. If you need a bit more breathing space to pay back your loan then repaying over a longer period of time can help you with this. This means that if you need to borrow $300 instead of paying it back on your next paycheck you could spread back the repayments evenly over a period of months. Then you can borrow a little bit more if another emergency comes up.[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;2724&#8243; animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bottom_padding=&#8221;1%&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1682438884388{padding-bottom: 60px !important;}&#8221;]<iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/oLvZZ-WBsUQ\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;2%&#8221; bottom_padding=&#8221;30&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Can I Find a Payday Loan Near Me?&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221; css=&#8221;.vc_custom_1649777991923{padding-bottom: 50px !important;}&#8221;][vc_column_text]<span style=\"font-weight: 400;\">Capital Bean is happy to offer loans near me in almost every state of the US. This means we can connect you to the best local loan provider that matches your needs. Matching you with the best local provider will help you find the most effective, cheapest and affordable option for you. We offer loans in the following states:<\/span>[\/vc_column_text][vc_zigzag align=&#8221;left&#8221; el_width=&#8221;50&#8243; el_border_width=&#8221;15&#8243;][nectar_global_section id=&#8221;2749&#8243;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<ul>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/alabama\/\">Alabama<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/california\/\">California<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/colorado\/\">Colorado<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/florida\/\">Florida<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/illinois\/\">Illinois<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/indiana\/\">Indiana<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/iowa\/\">Iowa<\/a><\/h3>\n<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<ul>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/kentucky\/\">Kentucky<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/louisiana\/\">Louisiana<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/maryland\/\">Maryland<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/nevada\/\">Nevada<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/ohio\/\">Ohio<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/tennessee\/\">Tennessee<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"https:\/\/capitalbean.com\/payday-loans\/texas\/\">Texas<\/a><\/h3>\n<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#dddddd&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;100&#8243; bottom_padding=&#8221;70&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; enable_shape_divider=&#8221;true&#8221; shape_divider_position=&#8221;both&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;tilt_alt&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;What Would I Use My Payday Loan For?&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]The goal of a Payday Loan is for short-term unexpected expenses that you can pay back with just a few weeks. They&#8217;re mostly designed to cover short-term shortfalls in cash or salary for a household. The key idea of the Payday Loan is that you receive the money in a lump sum up front to help pay off the emergency expenses or debt that you face. At your next Payday you can then pay off this short-term loan in full. Many borrowers use Payday Loans for the following:[\/vc_column_text][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h3>What you can use Payday Loans for:<\/h3>\n<ul>\n<li>Mortgage payments<\/li>\n<li>Car expenses<\/li>\n<li>Rent<\/li>\n<li>Credit card payments<\/li>\n<li>Groceries<\/li>\n<li>Rent<\/li>\n<li>Unexpected bills<\/li>\n<li>Household repairs<\/li>\n<li>Funerals<\/li>\n<li>Broken boilers<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h3><span style=\"font-weight: 400;\">Payday Loans are not supposed to be used for:<\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">Gambling<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Shopping<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Going on vacation<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Cosmetic surgery\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Risky investments\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Long-term purposes<\/span><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;60&#8243; bottom_padding=&#8221;30&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Can I Get a Payday Loan Instantly?&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221; css=&#8221;.vc_custom_1649778027659{padding-bottom: 50px !important;}&#8221;][vc_zigzag align=&#8221;left&#8221; el_width=&#8221;50&#8243; el_border_width=&#8221;15&#8243;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]Yes it is possible to get a Payday Loan instantly on the same day as long as you meet the criteria set out by the lender. You must be over 18 years of age, have full and stable employment and be paid regularly each month. You&#8217;ll also need to provide your social security number and an active checking account where the funds can be deposited into.<\/p>\n<p>To increase the chances that you receive your money instantly or on the same day you need to make sure that all the information you give to the lender is accurate and up to date. You also need to make sure you&#8217;re eligible before applying as if you don&#8217;t meet their eligibility criteria you will be rejected. Sometimes it&#8217;s useful to have a pay stub or a recent bank statement to show to the lender. This can help you prove your income and employment status.<\/p>\n<p>Finally, and this is a small but important point, if you apply during the working hours in the State that you live in then you&#8217;re more likely to be approved quickly. Most lenders are open from 9:00 a.m. to 5:00 p.m. Monday to Friday. Applying during this time period will help increase your chances since then you get a decision quickly.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#dddddd&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;100&#8243; bottom_padding=&#8221;70&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; enable_shape_divider=&#8221;true&#8221; shape_divider_position=&#8221;both&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;tilt&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Am I Eligible for a Payday Loan?&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23000000&#8243; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]<span style=\"color: #000000;\">At Capital Bean we work with lenders who have the following requirements to be eligible.<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">A resident in the US<\/span><\/li>\n<li><span style=\"color: #000000;\">18 and older who are in steady employment<\/span><\/li>\n<li><span style=\"color: #000000;\">Making a minimum of $800 monthly<\/span><\/li>\n<li><span style=\"color: #000000;\">And active checking account where money can be deposited<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">The lenders that we partner with are open to working with those with different credit histories. If you do have bad credit and you&#8217;re looking to get a Payday Loan it&#8217;s worth applying. The lenders will probably make further checks on your eligibility after you submit our easy online 5-minute form.<\/span><\/p>\n<p><span style=\"color: #000000;\">We work with responsible lenders and always carry out a series of affordability income checks to ensure that you&#8217;re borrowing an amount that you can afford to pay back.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;60&#8243; bottom_padding=&#8221;30&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Before I Apply for a Payday Loan What Information Do I Need?&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221; css=&#8221;.vc_custom_1649778054577{padding-bottom: 50px !important;}&#8221;][vc_zigzag el_width=&#8221;50&#8243; el_border_width=&#8221;15&#8243;][vc_row_inner column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1649774258037{padding-top: 20px !important;padding-right: 2px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #dddddd !important;}&#8221;]<strong>You will need the following information before applying for your loan:<\/strong><\/p>\n<ul>\n<li>Name<\/li>\n<li>Address<\/li>\n<li>Date of birth<\/li>\n<li>Phone number<\/li>\n<li>Email address<\/li>\n<li>Monthly income details<\/li>\n<li>Employment<\/li>\n<li>Total amount you wish to borrow<\/li>\n<li>Length you wish to borrow<\/li>\n<li>Social security number<\/li>\n<li>Checking account number<\/li>\n<\/ul>\n[\/vc_column_text][nectar_global_section id=&#8221;2749&#8243;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]Honesty is important when you apply for a Payday Loan. Especially when you&#8217;re submitting information about your address, employment status, and income. Any anomalies could be a red flag to a lender and could cause the process to slow down as our team will need to make further checks. If you&#8217;re looking for a Payday Loan instantly then being accurate is key.<\/p>\n<p>A Payday Loan is an unsecured loan. This means that many of the decisions around your eligibility are made automatically so that money can get to you on the same day. Accurate information is key so that we can get the money to you as quickly as possible. In some instances we may ask for a copy of a bank statement, pay stub or a document that proves your address. This is common when you&#8217;re looking to borrow larger amounts of $1,000, $2,000 or even $5,000.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;50&#8243; bottom_padding=&#8221;50&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1649778069848{padding-bottom: 60px !important;}&#8221;]\n<h2>How Can I Make My Repayments?<\/h2>\n<p>Payday Loans are typically made in even installments over the period of time you&#8217;ve agreed with the lender. If you&#8217;ve agreed to pay back your loan over 6 months then you will make six equal payments, one each month. The payment will be typically made at the end of each month which is when most Americans receive their paycheck.<\/p>\n<p>You probably need a quick fast Payday Loan to make sure you can pay don&#8217;t pay off any pressing debts. You&#8217;ll then want to repay the loan at the end of the month which means that you&#8217;ve only got a loan for a couple of weeks.<\/p>\n<p>However if you borrow a larger amount of money like $1,000, $5,000 or $10,000 then you might want to extend the payment terms to 12, 24 or even 48 months. Also sometimes you&#8217;ll want to take the full 60 months to repay your loan to give you extra peace of mind.<\/p>\n<p>At the end of every month your lender will take automatic payment from your bank account so you don&#8217;t need to worry about making your payment. You will never need to make an annual payment, call them, or send them a cheque as it&#8217;s all processed automatically to keep life as simple as possible.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;2728&#8243; animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;lazy-load&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][vc_column_text]\n<h2>Guides to Read<\/h2>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/capitalbean.com\/guides\/how-to-save-money-at-home\/\">How many Payday Loans are you allowed to have open?<\/a><\/p>\n<p><a href=\"https:\/\/capitalbean.com\/guides\/how-many-people-take-out-payday-loans-each-year\/\">What&#8217;s The Number Of People That Take Out Payday Loans Each Year?<\/a><\/p>\n<p><a href=\"https:\/\/capitalbean.com\/guides\/what-is-the-eligibility-for-payday-loans\/\">How does a credit card work?<\/a><\/p>\n<p><a href=\"https:\/\/capitalbean.com\/guides\/what-is-apr-and-how-does-it-work\/\">How can I maximize my chances of being approved for a loan?<\/a>[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#e8e8e8&#8243; scene_position=&#8221;center&#8221; top_padding=&#8221;100&#8243; bottom_padding=&#8221;70&#8243; text_color=&#8221;light&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; enable_shape_divider=&#8221;true&#8221; shape_divider_position=&#8221;both&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;curve&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Am I Eligible for a Payday Loan?&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23000000&#8243; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]<span style=\"color: #000000;\">At Capital Bean we work with lenders who have the following requirements to be eligible.<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">A resident in the US<\/span><\/li>\n<li><span style=\"color: #000000;\">18 and older who are in steady employment<\/span><\/li>\n<li><span style=\"color: #000000;\">Making a minimum of $800 monthly<\/span><\/li>\n<li><span style=\"color: #000000;\">And active checking account where money can be deposited<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">The lenders that we partner with are open to working with those with different credit histories. If you do have bad credit and you&#8217;re looking to get a Payday Loan it&#8217;s worth applying. The lenders will probably make further checks on your eligibility after you submit our easy online 5-minute form.<\/span><\/p>\n<p><span style=\"color: #000000;\">We work with responsible lenders and always carry out a series of affordability income checks to ensure that you&#8217;re borrowing an amount that you can afford to pay back.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;50&#8243; bottom_padding=&#8221;50&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h2>I Don&#8217;t Want to Have a Credit Check &#8211; Is This Possible With Capital Bean?<\/h2>\n<p>It&#8217;s more difficult to find a Payday Loan without a credit check. Across the US the regulated and licensed Payday lenders have to run a credit check before they can approve your loan request. Based on your credit history they will confirm that you can afford to repay the loan and not fall into difficulty making repayments each month. Even though most loan companies will run a credit check there are some lenders that will use other factors to determine your eligibility for a loan. These other factors could include your monthly income, your paycheck or even your employment information provided by your employer. They might even approve the loan on the basis of this information.<\/p>\n<p>If you&#8217;re looking to take out a larger loan then some lenders might require collateral and secure your loan against a title deed, car, or other cash or assets that you have. These are generally longer loans rather than Payday Loans. The loan is secured against something valuable and is usually based on the value of the collateral you put up rather than just your credit score. This means it is possible to submit a loan request without a credit check.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][image_with_animation animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][image_with_animation image_url=&#8221;2733&#8243; animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;lazy-load&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;2732&#8243; animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;lazy-load&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; margin_top=&#8221;80&#8243;][nectar_global_section id=&#8221;2756&#8243;][vc_column_text css=&#8221;.vc_custom_1649778126580{padding-bottom: 60px !important;}&#8221;]\n<h2>How Can I Apply for a Payday Loan Through Capital Bean?<\/h2>\n<p>Applying is simple with Capital Bean. In less than 5 minutes you can submit a form through our online portal and get an instant decision on the screen.<\/p>\n<p>As we are a broker you&#8217;ll automatically be connected with one of our lenders and if you do want to proceed with the loan they will carry out some early checks. If these further checks are successful then your loan can be funded and in your bank account within 24 hours or even on the next business day.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;50&#8243; bottom_padding=&#8221;50&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column_inner][\/vc_row_inner][image_with_animation animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\">Can I Apply For a Payday Loan Near Me?<\/h2>\n<p style=\"text-align: center;\">Yes &#8211; Capital Bean works with a number of Payday Loan companies near me and we will always look to connect your inquiry with someone in the local area. They will always be based in your state and we work in Texas, and Nevada, Ohio, California and Illinois and all of the <a href=\"https:\/\/www.ncsl.org\/financial-services\/payday-lending-state-statutes\">37 states where Payday Loans are legal<\/a>.<\/p>\n<p style=\"text-align: center;\">Where you&#8217;re applying from is important because different states have different caps on rates. We try to work with lenders who operate in multiple jurisdictions to give you the best flexibility and loans available in your local area. This means you can be approved wherever you are in the US.<\/p>\n<p style=\"text-align: center;\">Many states offer Payday Loans in stores but we offer you a fully online process. This means you don&#8217;t have to go anywhere and wait in line or even wait for a decision. Everything at Capital Bean is handled online so you can apply and get a decision from the comfort of your own home. You can fill in our online form on a phone, tablet or computer and then have funds in your bank account within a couple of hours.<\/p>\n<h2 style=\"text-align: center;\">We Work With the Best Lenders in the USA<\/h2>\n<p style=\"text-align: center;\">If you&#8217;re looking for the best Payday lender for your needs then you work with over 50 of the best lenders across the USA. They&#8217;re able to offer different loan amounts in terms of conditions and will take all credit histories and backgrounds into account by making decisions. whether you&#8217;re looking for a small loan of $500 or a larger loan of $20,000 we can find the right company for you.<\/p>\n<p style=\"text-align: center;\">We are proud that everything is online to save you time and energy when applying for a loan. This will save you time not having to line up or even visit a Payday store. Capital Bean offers a great online experience so that you can get them by when you need it most. This is usually within 24 hours or during the next business day and could be as quick as a few hours.<\/p>\n[\/vc_column_text][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/6&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#f4676e&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;60&#8243; bottom_padding=&#8221;30&#8243; text_color=&#8221;light&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Can I Get a Guaranteed Payday Loan with Capital Bean?&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221; css=&#8221;.vc_custom_1649778170743{padding-bottom: 50px !important;}&#8221;][vc_zigzag align=&#8221;left&#8221; el_width=&#8221;50&#8243; el_border_width=&#8221;15&#8243;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]If you&#8217;re looking for a guaranteed Payday Loan through our online portal this is not always possible. You&#8217;ll have to meet the initial criteria in terms of age, minimum income and also your employment status but also pass the credit check and affordability checks that take place before a loan is approved.<\/p>\n<p>Even though a guaranteed loan is not always possible, we do work with such a wide range of lenders that we will try our hardest to get you an offer today. The partners we work with always consider different backgrounds and application status and sometimes we&#8217;ll suggest you talk to a credit union, use another app or even a product that is secured against an asset that you own.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;60&#8243; bottom_padding=&#8221;30&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;How Much Will a Payday Loan Cost Me Online?&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221; css=&#8221;.vc_custom_1649776892747{padding-bottom: 50px !important;}&#8221;][vc_zigzag align=&#8221;left&#8221; el_width=&#8221;50&#8243; el_border_width=&#8221;15&#8243;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]There&#8217;s a range of costs for Payday Loans. The range is from 36% APR to 5,000% APR depending on a range of factors. These factors include how much money you make, your credit score, how much you can afford to repay back and also the state where you live. Some US states have price caps but others have more flexibility around the highest rate of APR charged.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;40px&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;60&#8243; bottom_padding=&#8221;30&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Can I Get a Guaranteed Payday Loan with Capital Bean?&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;slideInUp&#8221; css=&#8221;.vc_custom_1649776757662{padding-bottom: 50px !important;}&#8221;][vc_zigzag align=&#8221;left&#8221; el_width=&#8221;50&#8243; el_border_width=&#8221;15&#8243;][nectar_global_section id=&#8221;2749&#8243;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]If you&#8217;re looking for a guaranteed Payday Loan through our online portal this is not always possible. You&#8217;ll have to meet the initial criteria in terms of age, minimum income and also your employment status but also pass the credit check and affordability checks that take place before a loan is approved.<\/p>\n<p>Even though a guaranteed loan is not always possible, we do work with such a wide range of lenders that we will try our hardest to get you an offer today. The partners we work with always consider different backgrounds and application status and sometimes we&#8217;ll suggest you talk to a credit union, use another app or even a product that is secured against an asset that you own.[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1649777044200{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #bcbcbc !important;border-radius: 3px !important;}&#8221;]\n<h3>Representative example<\/h3>\n<p>Based on a loan amount of $200 over 6 months. Rate of interest 292% (fixed). Representative APR 1333% APR. Total repayment amount $386 and total interest is $186 which is equal to six monthly repayments of 64%[\/vc_column_text][vc_column_text]If you have a good credit score then you might be able to find APRs as low as 36%. If you have a worse or bad credit score or history then you&#8217;re likely to pay up to 5,000% APR.<\/p>\n<p>At first glance the percentage rate seems very high. This is because it is designed to be used for just a few weeks and then repaid in full at the end of the month or term that you\u2019ve agreed with the lender. The APR is a measure of annual interest which is over 12 calendar months. Therefore your rate is multiplied over and over again to come up with a yearly rate even though it will only apply for a couple of weeks. This means it&#8217;s not a true reflection of the cost of your loan.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;50&#8243; bottom_padding=&#8221;50&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h2>What if I Don&#8217;t Want to Work With a Broker and Want to Apply for a Payday Loan Directly?<\/h2>\n<p>Working directly with the lender can offer peace of mind as you know exactly who you&#8217;re dealing with during every stage of the process. You can always feel confident that the details you give are being held securely and not shared with anyone else. It also gives you full control of your application.<\/p>\n<p>We only work with direct lenders. Once you&#8217;ve completed our online form you will then work with your chosen lender every step of the way. This is anywhere from having the loan processed, for it being funded, and repayments being collected. Every step of the way will be handled with your chosen partner and you can have full peace of mind that there are no unexpected fees or other third parties involved in the process.[\/vc_column_text][image_with_animation animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;2739&#8243; animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;lazy-load&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; margin_top=&#8221;80&#8243;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\">Frequently Asked Questions About Payday Loans?<\/h2>\n[\/vc_column_text][tabbed_section style=&#8221;default&#8221; alignment=&#8221;left&#8221; spacing=&#8221;default&#8221; tab_color=&#8221;Accent-Color&#8221;][tab icon_family=&#8221;none&#8221; title=&#8221;What am I charged when applying?&#8221; id=&#8221;1700832951153-5&#8243; tab_id=&#8221;1700832951154-7&#8243;][vc_column_text]<span style=\"font-weight: 400;\">There are no fees involved when applying. We&#8217;ve made a commitment to never charge any fees to use our online application process. We act as a service to connect you with the best provider. The way Capital Bean makes their money is to take a small commission when a loan is successful.\u00a0<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;What should I do if my application gets declined?&#8221; id=&#8221;1700832951170-10&#8243; tab_id=&#8221;1700832951171-3&#8243;][vc_column_text]<span style=\"font-weight: 400;\">If your loan application with Capital Bean is unsuccessful then nothing will happen. No fees will be charged and nothing will happen to your credit score. We work with a wide range of lenders which means that if your loan application is declined you might be passed on to a credit union or even offered a secured loan product which uses collateral that could include your house, other property or even a car.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What&#8217;s the minimum monthly income required for a Payday Loan? Some lenders are lenient and only require $500 to $750 a month. Most lenders require you to be making over $1,000 per month. We work with a wide range of lenders that take into account different levels of income.<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;What can I do to boost my chances of approval?&#8221; id=&#8221;1700832951184-7&#8243; tab_id=&#8221;1700832951185-9&#8243;][vc_column_text]<span style=\"font-weight: 400;\">Meeting the eligibility requirements for a loan is key. The most important requirements include being a US resident, over 18 years of age, fully employed and earning a stable income each month. You also need to be fully committed to making monthly repayments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to boost your chances further then you should improve your credit score. To improve your credit score you can close down any credit cards that you don&#8217;t use and also remove any accounts that are dormant. It&#8217;s also worth paying off other loan products in full. Sometimes it even helps to be registered to vote. You can apply online for a full free credit report. You can go check your report regularly to check in on the improvements that you&#8217;re making to your credit score.<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;How Long Can I Borrow My Loan For?&#8221; id=&#8221;1700832951198-8&#8243; tab_id=&#8221;1700832951199-0&#8243;][vc_column_text]<span style=\"font-weight: 400;\">Capital Bean offers repayment options anywhere from 1 month to sixty months in length. You could even borrow a Payday Loan for just a couple of weeks if you need to. Lower amounts are well suited for lower repayment time frames. But if you&#8217;re looking to borrow $5,000 or $10,000 then this is ideal for repaying over 24, 36 or 60 months.<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;My Loan Application was Successful &#8211; How Do I Sign it?&#8221; id=&#8221;1700832951208-6&#8243; tab_id=&#8221;1700832951208-3&#8243;][vc_column_text]<span style=\"font-weight: 400;\">Before your funds are transferred then you&#8217;ll need to sign your loan agreement or loan offer. To speed the process and make it as efficient as possible you won&#8217;t need to print off any documents to physically sign them. The whole process is completed electronically. You&#8217;ll receive the contract in your email and then have a pin code sent to your phone. Once you put the pin code on the contract you&#8217;re ready to go?<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;If I Don&#8217;t Have Any Credit Can I Still Apply?&#8221; id=&#8221;1700832951223-2&#8243; tab_id=&#8221;1700832951223-2&#8243;][vc_column_text]<span style=\"font-weight: 400;\">Yes loans exist for those with poor or no credit. However &#8211; it might limit the amount of money you can borrow. If you&#8217;re only looking to borrow a small amount like $200 or $300 then you might be okay. If you&#8217;re looking to borrow more than that you might need to show that you&#8217;re in full-time employment and have a regular salary. Everyone needs to start somewhere.\u00a0<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;I Have Some Extra Money &#8211; Can I Repay my Loan Early?&#8221; id=&#8221;1700832951238-0&#8243; tab_id=&#8221;1700832951238-6&#8243;][vc_column_text]<span style=\"font-weight: 400;\">You can absolutely repay your loan early at any point. Make sure to check the terms and conditions because they differ from lender to lender. You want to make sure that there are no penalties for paying back your loan early before you do so. Once you decide to pay off your loan in full you&#8217;ll save money because you won&#8217;t be paying interest on the outstanding balance. Call or email your lender directly to ask them to clear your balance in full.\u00a0<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;What&#8217;s a Direct Lender?&#8221; id=&#8221;1700832951252-6&#8243; tab_id=&#8221;1700832951253-1&#8243;][vc_column_text]<span style=\"font-weight: 400;\">A direct lender is defined as someone who processes your loan from the very start at the application point all the way through to administering the payment of the loan and arranging repayments. Working directly with a lender means you don&#8217;t have to deal with any middlemen or any brokers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are no upfront hidden fees and you&#8217;re only charged interest from the lender that you work with. The interest is clearly stated in the loan agreement that you&#8217;ll sign before you start the process.<\/span>[\/vc_column_text][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;Is Capital Bean a Regulated Company?&#8221; id=&#8221;1700832951263-7&#8243; tab_id=&#8221;1700832951263-6&#8243;][vc_column_text]<span style=\"font-weight: 400;\">We work with a wide panel of lenders all of which are regulated in the states that they operate in. Your application and data are safe and secure.<\/span>[\/vc_column_text][\/tab][\/tabbed_section][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;50&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;center&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; bottom_margin=&#8221;40&#8243; column_element_spacing=&#8221;default&#8221; centered_text=&#8221;true&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_global_section id=&#8221;2766&#8243;][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#4b9bd5&#8243; bg_image=&#8221;1906&#8243; background_image_mobile_hidden=&#8221;true&#8221; bg_position=&#8221;right top&#8221; background_image_loading=&#8221;default&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;5%&#8221; bottom_padding=&#8221;2%&#8221; text_color=&#8221;light&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221;&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_yoast_wpseo_title":"Payday Loans Online | Apply for Bad Credit and No Credit Checks | %%sitename%%","_yoast_wpseo_metadesc":"Looking for Guaranteed Payday Loans? Find The Best Options To Borrow $300, $500 and $1,000 from Capital Bean - Bad Credit OK - Apply Online Today >>","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payday Loans Online | Apply for Bad Credit and No Credit Checks | Capital Bean<\/title>\n<meta name=\"description\" content=\"Looking for Guaranteed Payday Loans? Find The Best Options To Borrow $300, $500 and $1,000 from Capital Bean - Bad Credit OK - Apply Online Today &gt;&gt;\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/capitalbean.com\/payday-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payday Loans Online | Apply for Bad Credit and No Credit Checks | Capital Bean\" \/>\n<meta property=\"og:description\" content=\"Looking for Guaranteed Payday Loans? Find The Best Options To Borrow $300, $500 and $1,000 from Capital Bean - Bad Credit OK - Apply Online Today &gt;&gt;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/capitalbean.com\/payday-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Capital Bean\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Dime-Alley-108098891717247\" \/>\n<meta property=\"article:modified_time\" content=\"2023-11-24T13:36:26+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"24 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/capitalbean.com\/#organization\",\"name\":\"Capital Bean\",\"url\":\"https:\/\/capitalbean.com\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/Dime-Alley-108098891717247\",\"https:\/\/www.linkedin.com\/in\/dime-alley\/\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/capitalbean.com\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/capitalbean.com\/wp-content\/uploads\/2022\/01\/logo-pnk.png\",\"contentUrl\":\"https:\/\/capitalbean.com\/wp-content\/uploads\/2022\/01\/logo-pnk.png\",\"width\":627,\"height\":312,\"caption\":\"Capital Bean\"},\"image\":{\"@id\":\"https:\/\/capitalbean.com\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/capitalbean.com\/#website\",\"url\":\"https:\/\/capitalbean.com\/\",\"name\":\"Capital Bean\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/capitalbean.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/capitalbean.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/capitalbean.com\/payday-loans\/#webpage\",\"url\":\"https:\/\/capitalbean.com\/payday-loans\/\",\"name\":\"Payday Loans Online | Apply for Bad Credit and No Credit Checks | Capital Bean\",\"isPartOf\":{\"@id\":\"https:\/\/capitalbean.com\/#website\"},\"datePublished\":\"2022-04-12T13:32:13+00:00\",\"dateModified\":\"2023-11-24T13:36:26+00:00\",\"description\":\"Looking for Guaranteed Payday Loans? Find The Best Options To Borrow $300, $500 and $1,000 from Capital Bean - Bad Credit OK - Apply Online Today >>\",\"breadcrumb\":{\"@id\":\"https:\/\/capitalbean.com\/payday-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/capitalbean.com\/payday-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/capitalbean.com\/payday-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/capitalbean.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Payday Loans\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Payday Loans Online | Apply for Bad Credit and No Credit Checks | Capital Bean","description":"Looking for Guaranteed Payday Loans? Find The Best Options To Borrow $300, $500 and $1,000 from Capital Bean - Bad Credit OK - Apply Online Today >>","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/capitalbean.com\/payday-loans\/","og_locale":"en_US","og_type":"article","og_title":"Payday Loans Online | Apply for Bad Credit and No Credit Checks | Capital Bean","og_description":"Looking for Guaranteed Payday Loans? Find The Best Options To Borrow $300, $500 and $1,000 from Capital Bean - Bad Credit OK - Apply Online Today >>","og_url":"https:\/\/capitalbean.com\/payday-loans\/","og_site_name":"Capital Bean","article_publisher":"https:\/\/www.facebook.com\/Dime-Alley-108098891717247","article_modified_time":"2023-11-24T13:36:26+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"24 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/capitalbean.com\/#organization","name":"Capital Bean","url":"https:\/\/capitalbean.com\/","sameAs":["https:\/\/www.facebook.com\/Dime-Alley-108098891717247","https:\/\/www.linkedin.com\/in\/dime-alley\/"],"logo":{"@type":"ImageObject","@id":"https:\/\/capitalbean.com\/#logo","inLanguage":"en-US","url":"https:\/\/capitalbean.com\/wp-content\/uploads\/2022\/01\/logo-pnk.png","contentUrl":"https:\/\/capitalbean.com\/wp-content\/uploads\/2022\/01\/logo-pnk.png","width":627,"height":312,"caption":"Capital Bean"},"image":{"@id":"https:\/\/capitalbean.com\/#logo"}},{"@type":"WebSite","@id":"https:\/\/capitalbean.com\/#website","url":"https:\/\/capitalbean.com\/","name":"Capital Bean","description":"","publisher":{"@id":"https:\/\/capitalbean.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/capitalbean.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/capitalbean.com\/payday-loans\/#webpage","url":"https:\/\/capitalbean.com\/payday-loans\/","name":"Payday Loans Online | Apply for Bad Credit and No Credit Checks | Capital Bean","isPartOf":{"@id":"https:\/\/capitalbean.com\/#website"},"datePublished":"2022-04-12T13:32:13+00:00","dateModified":"2023-11-24T13:36:26+00:00","description":"Looking for Guaranteed Payday Loans? Find The Best Options To Borrow $300, $500 and $1,000 from Capital Bean - Bad Credit OK - Apply Online Today >>","breadcrumb":{"@id":"https:\/\/capitalbean.com\/payday-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/capitalbean.com\/payday-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/capitalbean.com\/payday-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/capitalbean.com\/"},{"@type":"ListItem","position":2,"name":"Payday Loans"}]}]}},"_links":{"self":[{"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/pages\/2721"}],"collection":[{"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/comments?post=2721"}],"version-history":[{"count":44,"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/pages\/2721\/revisions"}],"predecessor-version":[{"id":6060,"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/pages\/2721\/revisions\/6060"}],"wp:attachment":[{"href":"https:\/\/capitalbean.com\/wp-json\/wp\/v2\/media?parent=2721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}